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Drane is a villager and has been a private farmer since 1990 with the collapse of the communist regime. Prior to the 90s, villagers worked in cooperatives and as such the government had contributed to their pensions, yet, since 1990 farmers should contribute to their own pensions. This is why Drane is requesting this loan of 150,000 Albanian Lek to pay for her pension contribution.

Vineyard is the type of activity that she has been practicing now for very long time and in addition to it she plants seasonal veggies and other crops and has one dairy cow; the latter produce is only used for her family’s needs.

In the village where Drane lives, during the communist era, a super-phosphate plant was built and functioned that made it impossible for agriculture to grow; however, nowadays this village is covered in greens.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 31
    View loans »
    Albania Loans Fundraising
  • $3,025,050
    Funds lent in using Kiva
  • 102.0
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,475 helped Drane to pay for her farmer's voluntary pension contribution.
74% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 15, 2014
May 23, 2014
Currency Exchange Loss: