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Rabia's Group
In this Group: Rabia, Sania, Irshad, Khalida
Rabia baji is the wife of M. A. and lives in a small area named Bund road of City Lahore, Pakistan. She has been living in this area for the last 22 years. She completed her education until the 10th standard. She is the mother of three children: one son and two daughters. None of her children goes to school. Rabia baji’s husband is a shoemaker and sells those pairs in a shoe shop and different markets. He has been in this business for the last 27 years. Rabia baji herself is a housewife but she also sews clothes for her neighbors and earns a profit. She is applying for a loan to buy material (leather, glue, and shoelaces) for her husband so that he able to make more pairs of shoes and increase the profit.

She is joined in her loan group by a few more members. Sania baji wants a loan to buy material (colored thread, clothes and pattenrs) for her decorative embroidery business. Khalida baji wants a loan to buy more clothes to resell. Irshad baji wants a loan to repair her "pick-up” which she uses for loading vegetables and fruits.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 347
    View loans »
    Pakistan Loans Fundraising
  • $16,479,525
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rabia's Group's $775 loan helped a member to buy material to make pair of shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2008
Oct 23, 2008
Currency Exchange Loss:
Mar 11, 2010