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Saly's Group
In this Group: Saly, Kimheng
Saly, a mother of three dependent children in her early 30s, is a villager from the Bovel district of the Battambang province. She is a local farmer who grows rice and sesame as her main source of income. She has been involved in this current business for 12 years and earns about 43,000 KHR per day. This is her sixth loan with VisionFund (Kiva’s partner). She has repaid back her past loan completely and it has enabled her to uplift her lifestyle at a gradual pace.

Now, in a group of two, she is a leader. She is applying for a loan of 1,500,000 KHR and her co-borrower is applying for a loan of 1,400,000 KHR. As the leader, she will spend her entire loan portion to pay for plowing fees, rice seeds, and labor costs. She highly hopes that she can gain a good yield with a good income in return, so that she can keep her kids in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 142
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saly's Group's $725 loan helped a member to pay for plowing fees, rice seeds, and labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 22, 2014
Currency Exchange Loss:
May 17, 2015