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Chhin H., 69, is married and resides in the province of Kampong Cham with her husband. She has three children but all of them no longer stay at home, as they are married and have their own jobs to support their own families. Chhin H. is a farmer and makes less than one dollar per day, while her husband works growing yams, typically making US$8 a day. Chhin H. and her husband have applied for a loan from Kiva via Credit, a local partner, for US$1200 to rent a yam farm and then harvest the crop for sale. They will slice the yams and then dry them in the sunshine.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chhin to rent a yam farm and harvest the crop for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 8, 2008
Oct 24, 2008
Currency Exchange Loss:
Jun 15, 2010