Rosas De Mazo Cruz Group
The loan that they will take out will benefit small microbusinesses like Roxana's. She states that she joined Pro Mujer two years ago at the invitation of a friend who is a member of the institution. Currently, her business is the sale of dairy products. She explains that she learned this business previously because it was a family business; after having her first son, she decided to launch an independent business.
The loan that she will take out now is to increase her capital for the purchase of barley at wholesale. She will acquire it from the neighboring communities and later feed it to her cattle. This way of working allows her to generate resources to support her family, as she is single and has one son.
When asked what she likes about Pro Mujer, she responds that she likes the institution's health-related offerings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Roxana es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de comercio de lechería; da a conocer que este negocio lo aprendió porque anteriormente porque el mismo fue un negocio familiar, posterior a tener su primer hijo decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de cebada por mayor) que adquirirá de los comunarios aledaños y posteriormente alimentará a su ganado con el mismo. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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