Nevaditas De Corapata Group
The loan they will get will benefit the small microbusinesses in which Juana is a partner. She says that she joined Pro Mujer a year ago. She joined at the invitation of a promoter from the institution who went to visit her in her house. These days she has a business weaving blankets which she states is a family business. She used to help her parents weave when she was a child. When she married, she decided to start her own independent business.
The loan she will take out will be used to increase her capital (to buy wool wholesale) which she will acquire from the saleswomen in the city of El Alto and which she will market in her sales location after manufacture. This kind of work allows her to generate the resources to support her family since she is married and has three children.
When you ask her what she likes about Pro Mujer, she responds that she likes the loans offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de trenzado de mantas; da a conocer que este negocio fue un negocio familiar, ya que ella desde niña ayudaba en el tejido a sus padres, cuando se casó decide implementar un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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