This loan will benefit microenterprises in Amalia's group. Amalia herself tells us that she joined "Pro Mujer" two years ago, following an invitation from one of the organisation's representatives, who went to visit her in her home. Amalia currently has a business selling foods. She tells us that the business was the family trade and, when she moved in with her partner, Amalia decided to start the same kind of business.
This loan will be used to increase capital by buying vegetables in bulk from sellers in the city of El Alto; Amalia will then sell the vegetables at her stall. This work allows Amalia to earn an income to support her family; she has a partner and two children.
When asked what she likes about "Pro Mujer", Amalia responds that she likes the loans offered by the organisation.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio fue un negocio familiar y que al empezar a convivir con su pareja deciden seguir realizando el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá de las vendedoras de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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