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Hisnije is 44 and is a mother of 2 boys and 2 girls. Her husband is handicapped and not able to work. She is employed in a market as a sales woman.

She has always worked hard selling products to support their family. One of her daughters is in sales in another market and helps to support the family.

Although the family has both salaries to contribute to the family's expenses, it is not enough money to renovate their toilette and improve their living conditions. Hisnije requests a loan to renovate the toilette so that she can have sanitary conditions and make their environment a healthy one.

She is very happy to have this opportunity and wants to thank all of the lenders.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 5
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Hisnije to renovate the toilette.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 21, 2014
Currency Exchange Loss:
Mar 17, 2015