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Zuhro is an experienced baker, who lives in the A. Jomi region, in the Khatlon area. Her business is in high demand, as she bakes traditional Tajik flatbread for sale. Flatbread is the main treat on the table for every Tajik family. Zuhro has worked as a baker for a period of more than 15 years, and her bakery is famous for delicious flatbread. There are also two other workers at her bakery.

Zuhro is a purposeful woman by nature. She currently thinks of expanding her business. To realize this goal, Zuhro applied for a loan in order to purchase more flour and coal, and also to carry out repairs to her oven and expand it. She will employ two more workers and increase the production of flatbread.

Zuhro is 54 years old and has a husband, six children, grandchildren and also her own business. She values her family and her business, they are to her the meaning of life.
View original language description ↓
Зухро опытный пекарь, проживающий в районе А.Джоми Хатлонской области. Ее деятельность востребованная, так как она печет традиционные таджикские лепешки для продажи. Лепешки являются главным угощением на столе каждой таджикской семьи.
Зухро занимается выпечкой уже на протяжении более 15 лет и ее пекарня славится вкусными лепешками. Кроме нее в пекарне работают еще два рабочих. Зухро по натуре целеустремленная женщина. Она сейчас думает о расширении деятельности. Для реализации этой цели Зухро обратилась за кредитом, чтобы купить большое количество муки и угля, а также частично провести ремонт в своей пекарне и расширить ее. Она примет на работу еще пару рабочих и увеличит производство лепешек.
Зухро в возрасте 54 лет имеет мужа, шестерых детей, внуков, а также собственный бизнес. Она ценит свою семью и свой бизнес, которые для нее являются смыслом жизни.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Zuhro to purchase flour and coal, and also a to repair her oven.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2014
May 25, 2014
Currency Exchange Loss:
Dec 17, 2014