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Pablo is 78 years old. He studied up until second grade, and was taught from the lessons learned in the home. There were no schools in that period, which limited him to attaining only the tools necessary to read and write.

He is married, and his wife is a housewife. She is the one who is in charge of the work in the home. Their children have already formed their own homes. He is a farmer, and has been doing this work for more than 40 years. His father taught him this work starting when he was young.

He also has three cows that provide him with milk. The distance he has to cover to get to his place of work is short, which is why he goes there on foot. His work hours are 6:00 a.m. to 11:00 a.m. He needs the loan to buy a calf, with which he will improve his income and will be able to expand production.

Pablo dreams that everything he has worked for will go to his children, for whom he has fought very hard, since his current age does not allow him to work like before anymore.
View original language description ↓
Pablo tiene 78 años de edad, estudió hasta segundo grado, el recibió enseñanza de aprendizaje en una casa, no habían escuelas en ese entonces, lo que lo limitó a quedarse solo con lo necesario para leer y escribir, está casado y su esposa es ama de casa, ella es la que se encarga de las labores del hogar, sus hijos ya formaron sus propios hogares.

Él es agricultor, tiene más de 40 años de realizar la actividad, su padre desde pequeño le enseñó este trabajo, también tiene tres vacas que le dan leche, la distancia que recorre es corta donde tiene la parcela de trabajo, por lo que el recorrido lo hace a pie, el horario de trabajo es de 6:00 AM a 11 AM.

El crédito lo necesita para comprar una ternera, con lo que mejorara sus ingresos y podrá ampliar la producción.

Pablo sueña que todo lo que ha trabajado sea para sus hijos por los que tanto ha luchado, ya que la edad que tiene ya no le permite trabajar como antes.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 528
    View loans »
    El Salvador Loans Fundraising
  • $31,752,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pablo to buy a calf.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 12, 2014
May 27, 2014
Currency Exchange Loss:
Jun 22, 2015