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This is 40-year-old Hawa. She is married and has one child, aged thirteen. In 2002, Hawa started a local food stuff business. She sells mainly groundnuts, palm oil and garri). She began her business because she wanted to be self-reliant and to help her husband provide a livelihood for their family. Her business is located in the city center and her main customers are women. Hawa opens her business every day but often closes her business early on Sundays. She earns about SLL 1,200,000 every month from this business. She would like a loan in the amount of SLL 4,000,000. Hawa requires a loan in order to buy groundnuts and palm oil. In the future, Hawa plans to have a store on her own where her food stuff will be kept and give the best education to her child. She thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,346.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Hawa to pay for groundnuts and palm oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2014
May 20, 2014
Currency Exchange Loss:
Mar 10, 2015