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Jose Gabriel
José is a young man who was born in Colombia. For reasons of not having employment in this country he moved to Ecuador. He now has Ecuadorian citizenship. He says that in this country he only has a brother who is married so he lives alone in a house that he leases.

He raises livestock and he also works painting cars from place to place. Jose will invest in buying a cow. He is a hard-working young man and he comments that he has a small amount of capital saved and with his two activities he hopes to amass enough to rent a commercial space to open his own business painting cars.
View original language description ↓
José es un joven nacido en Colombia, que por motivos de que no había trabajo en ese país se traslado a Ecuador y ya tiene nacionalidad ecuatoriana, comenta que en este país solamente tiene a una hermana que es casada, por este motivo vive solo en una casa donde paga arriendo, Jose se dedica a la ganadería y también trabaja pintando carros de un lugar a otro, Jose va a invertir el crédito en la compra de una vaca, él es un joven muy trabajador y comenta que tiene ahorrado un pequeño capital y que con las dos actividades a las que se dedica aspira completar una cantidad que le permita arrendar un local para poder poner su negocio propio de pintar carros.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.


About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Gabriel to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2014
May 26, 2014
Currency Exchange Loss:
Mar 19, 2015