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Heisy Georgina

Update on Heisy Georgina

Heisy is the young mother of two children. She works at a private institution. With much effort she has been able to get ahead. She is currently completing her degree in systems engineering.

That is the reason that she is requesting the loan. With the loan she will be able to pay for licensing and registration requirements so that she may practice her profession. She wishes to have a better job.
View original language description ↓
Heisy es una joven madre de dos hijos, trabaja en una institución privada, con mucho esfuerzo ha podido salir adelante, actualmente está por culminar su carrera de Ing. en Sistemas, razón por la cual solicita el crédito para poder pagar el curso de titulación que le permitirá ejercer su carrera aspirando a un mejor empleo

Previous Loan Details

Heisy is studying to be a systems engineer and is asking for this loan to buy a laptop, which will let her put into practice what she is learning at college, and also to do research regarding her career. Right now she is working, and this is how she will pay for the loan and for her studies. ... More from Heisy Georgina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Heisy Georgina to pay for licensing and registration requirements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 29, 2014
May 27, 2014
Currency Exchange Loss:
Apr 17, 2015