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Daniela Melisa
Daniela is 20 years old, single, and lives with her parents, who are her first concern. Daniela will use funds from this loan to purchase supplies the family needs to care for their corn and bean crops. She will purchase the manure and pesticides required to grow successful crops. Daniela's father has good land for growing corn and beans; the family is now planting and needs support to care for the crops, so Daniela is applying for a loan. She hopes to be able to help with the harvest and contribute to her family's income.

This is Daniela's first loan from FUDECOSUR, and she's never received a loan from a state-owned bank. FUDECOSUR, however, is providing a loan with an easier application process and a much lower interest rate.
View original language description ↓
Daniela, tiene la edad de 20 años, está soltera y vive con sus padres que son su mayor prioridad. Ella con el credito va comprar los insumos para la asistecia de los cultivos que poseen. Ella va comprar el abono y plaguisidas necesarios para el buen desarrollo del cultivo. Su padre cuenta con los terrenos aptos para la explotacion de estos cultivos y actualmente estan sembrando y necesita apoyo para la asistencia de esto productos, por lo cual ella opto por el credito. Ella espera poder ayudar con el mantenimiento de la cosecha y asi coloaborar con los ingresos economicos de su hogar.

Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,723,875
    Funds lent in using Kiva
  • 557.6
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $900 helped Daniela Melisa to help with the planting of corn and beans.
58% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 21, 2014
Jun 13, 2014
Currency Exchange Loss: