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The client is 20 years old and she lives in a rented house with her parents and her sister.

She has a clothing stall in the market near her place of residence. She has a lot of customers because of her variety of clothing items and her good prices, and she helps with the household expenses with the earnings from her sales.

She is requesting a loan for the purchase of more wholesale clothing for women and men, in order to continue with her sales. In this way she will generate better earnings in order to have a better quality of life for herself and her family.
View original language description ↓
La clienta de 20 años de edad vive en casa alquilada con sus padres y su hermana, ella posee un puesto de venta de ropa ubicado en el mercado que se encuentra cerca de su lugar de residencia, posee mucha clientela por la variedad de prendas de vestir y los buenos precios, con lo q obtiene de sus ventas ayuda en los gastos de su casa, la clienta está solicitando un crédito para la compra de mas ropa por mayor para damas y caballeros, para continuar con sus ventas y así generar mejores ingresos para tener junto con su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 432
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to purchase more wholesale clothing for women and men.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 23, 2014
May 26, 2014
Currency Exchange Loss:
Oct 19, 2014