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Jose Antonio
Jose Antonio is an artisan who specializes in sterling silver jewelry. He would like to invest in a bulk purchase of silver for his designs. He has been selling through NOVICA since 2012. This is his story:

"I've worked with silver jewelry since 2009. At first, I saw it as an opportunity, and learned the crafting techniques. But as time passed, I realized it was more than this, that designing is a way to express art through jewelry. Silver jewelry, and especially filigree, has a special attraction for each person. I feel proud of my work."

"I would like to thank everyone who has contributed to this micro-credit for their support. It is comforting to know that our art is both valued and appreciated."

Use the link below to view Jose Antonio's sterling silver jewelry on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.


About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Jose Antonio to invest in a bulk purchase of silver for his designs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2014
May 21, 2014
Currency Exchange Loss:
Jan 17, 2015