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Farogat is 46 years old. She is married and has two children. She lives with her husband, children, and mother-in-low in North Tajikistan. Farogat began her new business six months ago. She sells men’s clothing. Farogat sells men’s clothing at a local market. She is going to increase working capital of her new business.

Farogat, with this aim, took part in the course ‘To Get Ahead’ at a women's organization and got a lot of new information for herself. She is asking for a loan of 5,000 Somoni (TJS) to buy men’s clothing to increase the working capital of the new business. She awaits your mercy. From the profit, she is going to improve her living condition.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 233
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Farogat to buy men’s clothing to increase the working capital of the new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 2, 2014
May 19, 2014
Currency Exchange Loss:
Dec 17, 2015