A loan of $2,700 helped a member to buy more fertilizers and support labor costs during rice production.


Coop Ngiryi Nyankono2+Ruhabyo G10 Group's story

Aloys is 52 years old. He is married with four children. He has been a farmer for the past twenty years. He will use his Kiva loan to support labor costs and purchase fertilizer during rice production: they need to buy fertilizer in order to increase their production. With profits from his farming, he wishes to invest in his business so that in the future he can acquire machines and tractors that will enhance his farming capacity. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Jean Claude, Theresie, Andre, Gerard*, J Pierre, Annonciate, Chantal, Emmanuel*, Dative, Pascal, Theoneste*, Venuste, J Paul*, Callixte, Egidie, J Berchimas, Joseph, Antoinette, Viateur, Jeanne, Jean Bosco, Viateur, Martin*, Marie Goreti, Marie Providence, Jean Baptiste, Simon, Virginie, Annociata, Claudine, Ignance*, Immaculee, Jean Piere, Marie, Claudine, Aloys, Isaac, Isaie*, Sarah, Elitha, Jehovanis, Speciose, Moise, Jeanne, Isaie*, Consolee, Deo*, Marie Celine, Esperance, Innocent
*not pictured



Loan details


Lenders and lending teams



Loan details