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Andres Fernando
This is Andrés Fernando. He is 21 years old and interested in studying culinary arts so that he and his family can have a better future. Andrés wants to study through his own means. After graduating from the assistant’s program, he wants to continue studying in order to become a professional chef thanks to the opportunity from CampoAlto. Andrés wants to become an expert at cooking and gain knowledge in product ownership, management, accounting, and nutritional value.

At the moment he needs a loan since his financial stability is not very good. After he becomes an expert at cooking, he wants to secure a formal job and provide a better life for his family.
View original language description ↓
Él es Andrés Fernando, tiene 21 años, está interesado en estudiar culinaria, para un futuro mejor de él y el de la familia, él se quiere dar el estudio por los propios medios, después de que sea graduado como auxiliar, va a seguir estudiando para ser chef profesional, gracias a la oportunidad de campo alto, el desea ser un experto en la cocina y conocer con propiedad los productos, la administración, la contabilidad y el mayor valor de la nutrición.

En este momento necesita el convenio, ya que la estabilidad económica no es muy buena, después de ser un experto en la cocina puede conseguir un trabajo formal y así brindarle mejor vida a la familia.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 306
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,922.8
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Andres Fernando to pay for a semester of tuition.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
May 5, 2014
May 25, 2014
Currency Exchange Loss:
Jul 24, 2014