A loan of $3,825 helped a member to buy more fertilizers and support labor costs during rice production.


Coop Ngiryi Muduha Gishubi G6 Group's story

Felix is 30 years old. He is married and has two children and his wife works as a farmer as well.

Felix is the leader of the group. In the photo, he is holding a red file.

He will use his portion of the Kiva loan to support labor costs and buy fertilizer during rice production. He needs to buy fertilizer in order to increase his production. With profits from his farming he wishes to invest in his business so that in the future he can acquire machines and tractors that will enhance his farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Hyacenthe, Vestine, Rosary, Jean Claude, Clarisse, Jeannette, Athanase, Andre*, Anisie, Yasine, Josee, Bosco, Josepha, Vincent, Faustin, Pierre, Anne Marie, Marie Claire, Valens, Jean, Vestine*, Jmv, Damascene, Augustin, Venansie, Syvestre, Josephine, Pacifique, Benjamin*, Josiane, Theophile*, Evariste, Ferdinand, Sesarie, Jean, Felix, Samuel, Valens*, Clarisse, Aphrodis, Pascal, Franfois*, Claude, Epaphrodite, Emmanuel*, Vedaste, Andre, Jean, J.bosco, Ndayishimiye.
*not pictured



Loan details


Lenders and lending teams



Loan details