A loan of $3,125 helped a member to buy more fertilizer and support labor costs during rice production.


Cooproriz Ngiryi Agasenyi 3 Gp1 Group's story

Evariste is 29 years old. He will use his Kiva loan to support labor costs and fertilizer during rice production. They need to buy fertilizer in order to increase their production. With profits from his farming he wishes to invest in his business so that in the future he can acquire machines and tractors that will enhance his farming capacity. Evariste is the group leader of the group.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Jean, Onesphore, Jean, Tharcissie, Francois, J Nepo, Theoneste, Emmanuel*, Dieudonne, Marc, Cecile, Protais*, Epihnanie, Innocent, Joseph, Job, Emmanuel, Emmanuel, Venant, Ignace, Evariste, Fortunee, Theoneste*, Sosephite, Rebecca, Pascal, Venuste, J Claude*, Elina, J Baptiste, Jeannette, Ananias, Callixte*, Francine, Viateur, Beatrice, Evariste, Eugene, Isaie*, Francine, Immaculee, Marc, Martha, Telesphore, Viateur, Vincent*, Christine, Julienne, Cyprien, Reverien
*not pictured



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