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Jaa Maa Mangala Shg Group
In this Group: Golapa, Laxmi, Namita, Pramila, Sukanti, Jagyanseni, Apurba, Kumudini, Sachala, Pankaj
Golapa is the leader of this group of entrepreneurs. Golapa was born in the Nayagarh district of Odisha, India 44 years ago. The lady standing with her hand raised is Golapa. She is married and the couple has two children who are attending school. For seven years now, Golapa has been selling rice, cooking oil, lentils, spices, onions, and packaged food items like biscuits, cake etc. in her grocery shop. Golapa, along with her group members, has applied for a loan of 250,000 INR. With the help of this loan, they will be able to expand their businesses, make more sales and consequently improve their living conditions. Golapa will use her share of the loan to expand her business. She will buy biscuits, chocolate, lentils, rice, wafers, detergent, salt, pepper, shampoo, toothbrushes, tooth paste, etc. at wholesale to add to her current stock.

The other nine members of this group are involved in different activities like animal raising, vegetable selling, milk selling etc. and all are happy with this loan.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 75
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 59.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jaa Maa Mangala Shg Group's $4,225 loan helped a member to purchase more stock for her grocery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 30, 2014
May 18, 2014
Currency Exchange Loss: