Teresa is a married woman with one child. She describes herself to be strong and determined. She operates a retail business where she sells green maize. She has been involved in this business for 10 years. Her business is located in a good area. She describes her biggest business challenges to be the harsh climate and high product prices. She will use the Kes 50,000 loan to buy more stock of green maize to sell. Her business goal is to expand within five years. She hopes that in the future, she will have a big cereal shop. This is her fifth loan with SMEP DTM. Her previous loans were repaid successfully. She will use the anticipated profits to educate her son.