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Musharifa M. lives in the Vakhdat region of Tajikistan. She is 49 years old, married and has three children. Musharifa has a technical degree in nursing and works at the local clinic, however her salary as a nurse is very small and she supplements her income by raising cattle. Musharifa purchases calves at the local market, feeds and fattens them for 45 days and then sells the animals at the same market for a higher price. The income from the cattle raising business considerably supplements her income and she supports her family with it. Musharifa wants to use this loan to finance the purchase of another calf. She is planning to pay back the loan in the next 10 months.
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Мадрахимова Мушарифа жительница района Вахдат.Возраст 49 лет, замужем ,имеет 3 детей.Образование средне-техническое,по специальности медицинская сестра.Работает в поликлинике,заработная плата очень маленькая поэтому клиентка занимается животноводством.Она покупает на местном рынке молодых бычков , откармливает их в течении 45 детей и перепродает на рынке,по выгодной ей цене.На доход от своего бизнеса она содержит свою семью.На полученный кредит клиентка хочет купить бычка.Планирует погасить кредит в течении 10 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Musharifa purchase of a calf.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 30, 2008
Dec 1, 2008
Currency Exchange Loss:
Nov 25, 2009