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Dios Bendice Pacaya Group
In this Group: Candelaria De Los Angeles, Nubia Esperanza , Maria Elena , Blanca Nohemi, Esther Del Socorro, Yarixa Margarita

Update on Dios Bendice Pacaya Group

This solidarity group is made up of 6 hard-working women, coordinated by Señora Candelaria, who is 31 years old. She is married and has three children who are 12, 9 and 4 respectively. She works selling fruit and vegetables in the Huembes Market in the capital. She has been doing this for more than 20 years and she is asking for this loan in order to buy mango crops. The member relies on the help of her husband for buying, selling, and putting the produce on the market.

The other members include Señora Nubia, who is 39 years old and sells footwear on a street stall in the city of Léon. Señora Blanca who is 33 years old, sells second hand clothes and cosmetics in the cities of Jinotepe and Diriamba. Señora Yarixa is 25 years old and raises chickens at her home. Señora Esther is 44 years old and sells bananas at the Masaya Market. Señora María Elena runs a grocery store out of her home. Each one of the current members presents a variety of work in order to earn a living.
View original language description ↓
El grupo solidario lo integran seis socias laboriosas, so coordinado por la señora Candelaria de 31 años de edad, casada y madre de tres hijos de las edades de 12, 9 y 4 años respectivamente, se dedica a la venta de frutas y verduras en el mercado de Huembes de la capital, se ha dedica a este negocio desde hace 20 años y el crédito lo solicita para la compra de cosechas de mango, la socia cuenta con la ayuda de su esposo para la compra y venta de comercialización de los productos. Otra socia es la señora Nubia de 39 años, quien comercializa calzados de manera ambulante en la ciudad de león, la señora Blanca de 33 años comerciante de ropa de segunda y cosméticos en las ciudades de Jinotepe y Diriamba, la señora Yarixa de 25 años dedicada a la crianza de pollos en su domicilio y la señora Esther de 44 años comerciante de bananos en el mercado de Masaya, y la señora María Elena propietaria de una pulpería en su domicilio. Cada una de las socias presenta diversas maneras de laborar para poder obtener el pan de cada día.

Previous Loan Details

This group is made up of six determined entrepreneurial women. One of them is Candelaria who is 30 years old and is married. For 20 years she has had a business selling fruit and vegetables. She needs the loan to buy oranges, lemons, yucca, shallots, taro root and "pipián" [a type of squash] T... More from Dios Bendice Pacaya Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Bendice Pacaya Group's $1,950 loan helped a member to buy mango crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 8, 2014
May 24, 2014
Currency Exchange Loss:
Dec 17, 2014
This photo was used before for a previous loan for Dios Bendice Pacaya Group. It was first posted on Kiva on Dec, 2013. Learn More