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María Candelaria
María, 57 years old, attended school until the seventh grade. She has a partner and he works in agriculture with her. Two children live with them. Consequently two people depend on her.

María currently works as a farmer and she has done so since she was a child. She learned from her parents because they made a living working in the fields. In addition to agriculture, she also raises free range hens, which generate additional income. She does not have a work schedule since she does not rest until she has finished what she has to do.

The money from the loan will be used to cultivate corn. In addition, she will buy two plots of land that she will use to farm.

María’s dreams are: to be able to help her children achieve everything within their reach and to own a decent house. She is sure that with help from God and the loans she will be able to make it possible.
View original language description ↓
María de 57 años de edad, estudio hasta séptimo grado, está acompañada y su pareja trabaja en la agricultura junto a ella. Dos hijos viven con ellos, por lo que son dos personas que dependen de ella.

María actualmente trabaja en la agricultura y lo ha hecho desde que era niña, lo aprendió de sus padres pues ellos se dedicaban a trabajar en el campo, además de la agricultura se dedica a la crianza de gallinas indias, lo que le genera un ingreso adicional; horario de trabajo no tiene pues hasta que termina de hacer lo que tiene programado descansa.

El dinero del préstamo será utilizado para la siembra de maíz, además comprara 2 terrenos los cuales le servirán para el trabajo en la agricultura.

Los sueños de María son: Poder ayudar a sus hijos en todo lo que este a su alcance, tener una vivienda digna, está segura que con la ayuda de Dios y los créditos lo podrá hacer posible.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 563
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped María Candelaria to cultivate corn and purchase two plots of land that she will use for agricultural work.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2014
May 23, 2014
Currency Exchange Loss:
May 21, 2015