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Beatriz Marlene
Beatriz is 49 years old and married. She works selling food and lunch at her food stall in the area of La Mutualista in the city of Santa Cruz. This loan is in its first cycle with the institution. Beatriz will use this loan to buy inputs such as groceries and vegetables that she needs to prepare her delicious dishes. The reason of requesting this loan is that Beatriz needs the cash because when she buys wholesale, the inputs are cheaper and she can save a little. Beatriz faces challenges to her business such as having to get up very early when it is cold in order to prepare her food and to transport it to her food stall. She is going to use the profits to buy more inputs and offer her customers a better service. Her wish for her business is to have a place from where to prepare and sell her delicious dishes, and in this way move forward in life.
View original language description ↓
La Señora Beatriz tiene 49 años, es casada, ella se dedica a la venta de comida y almuerzo en su puesto de venta en la zona de La Mutualista de la ciudad de Santa Cruz, este préstamo es su primera secuencia con la institución. La Señora Beatriz va a usar este préstamo para la compra de insumos como abarrotes y verduras para la elaboración de sus riquísimos platillos, su razón para solicitar este préstamo es que la Señora Beatriz necesita el efectivo ya que comprando por mayor sale más baratos los insumos y así poder ahorrar algo, la Señora Beatriz enfrenta retos en su negocio que son que tiene que levantarse muy temprano cuando hace frio para preparar su comida, y transportar la misma hasta su puesto de venta, va a utilizar los beneficios en seguir comprando insumos y ofrecer a sus clientes un buen servicio su deseo para su negocio es el de tener una pensión de comida donde pueda elaborar y vender sus riquísimos platillos y poder superarse en la vida.

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 120
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Beatriz Marlene to buy inputs such as groceries and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2014
May 23, 2014
Currency Exchange Loss:
Jan 18, 2015