A loan of $975 helped to pay for clothing to meet her customer's orders.


Flora's story

Flora lives in Yerevan, Armenia with her mother and 3-years-old son. Her husband left the country last year, with the hope of finding a well paid job to support his family. To earn income for covering daily needs, Flora started a retail business trading a large variety of clothing from her house. The requested loan is highly important for her business. She asks this financial support to be able to purchase clothing supplies to cover current customer orders.

Flora has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products.

Please help this young entrepreneur to further develop her business and sustain her family's living.



Loan details


Lenders and lending teams




Loan details