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Margaret's Group
In this Group: Margaret, Gorret, Deborah, Allen, Florence

Margaret is the leader of this five member group. She is fifty years old and divorced with three children. Her children are between 15 and 20 years old and all attend school. Margaret also takes care of five orphans.

She resides and works in a semi-urban area on the outskirts of Kampala. She owns a five-room house where she lives with seven people. They have electricity and piped water at home and the family gets three meals a day. Her monthly expenses include rent for the business and water and electricity bills.

Margaret is a hard-working lady who operates a kiosk and buys her products from Kampala. She attends to about thirty customers a day. She uses public transport for her commute to buy goods.

Margaret has been with MCDT for ten years and is servicing her twelfth loan. She wants to use this loan to boost her business. Margaret aspires to expand her business, become a serious hotelier, and also own her business premises.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 153
    View loans »
    Uganda Loans Fundraising
  • $33,625,325
    Funds lent in using Kiva
  • 1,885.0
    Uganda Shillings (UGX) = $1 USD