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María Cristina
Señora María Cristina V. has a small store that she runs with a great deal of effort and sacrifice out of her own home. She lives there with her small son whom she has to support.
It should be noted that Señora V. is a single mother so she needs a solid business in order to support her child. It is for this reason that she is now seeking the assistance of Ceprodel to obtain a loan for the purchase of products to stock the shelves of her store.
View original language description ↓

El negocio al que se dedica la señora María Cristina V. es al de pulpería el cual atiende con mucho esfuerzo y gran sacrificio en su propia casa de habitación donde habita con su pequeño hijo al que tiene que mantener.

Es importante mencionar que la señora V. es madre soltera por lo que requiere buenas condiciones en el negocio para mantener a su pequeño niño. Por esta razón es que hoy en día ella ha buscado el apoyo en Ceprodel para obtener el crédito para la compra de productos y así surtir sus estantes de su pulpería.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped María Cristina purchase of products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2008
Oct 31, 2008
Currency Exchange Loss:
Dec 15, 2009