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Rosenda earns an income from her gardening action. She is from Puntod, Plaridel, and has been gardening for more than six years, earning enough money to sustain her living expenses. She has successfully repaid her previous loan, which was used for garden fertilizer. She always finds ways to augment her earnings.

Recently, Rosenda took a new loan to finance her flower production business. Rosenda plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 324
    View loans »
    Philippines Loans Fundraising
  • $70,640,175
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Rosenda to finance her flower production business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 9, 2014
May 17, 2014
Currency Exchange Loss:
Mar 19, 2015