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Merlinda is a hardworking entrepreneur who has a buy and sell nipa roofing business in the Philippines.

She is borrowing PHP 13000 through NWTF to purchase additional nipa roofing to sell for her buy and sell nipa roofing business.

Merlinda has been in this business for 3 years. Merlinda earns more income from fish vending.

Merlinda has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to save enough money so she can afford to send her children to college in the future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 317
    View loans »
    Philippines Loans Fundraising
  • $70,580,225
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Merlinda to purchase additional nipa roofing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 16, 2014
Currency Exchange Loss:
Nov 17, 2014