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Donald is a small coffee grower who lives in a productive area of Nicaragua. He lives with his wife and four children, all of whom study at a school in their community. This cheerful and charismatic man has been producing coffee for more than 20 years, which he now does with Fair Trade certification.

For this cycle he needs a loan so he can buy supplies that are necessary for proper maintenance of his coffee fields. He is confident that the loan will ensure a good harvest and consequently, better income for his family. His dream is to leave his children a promising future, and he is sure that coffee is an area with great potential to realize his dream.
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Donald es un pequeño productor de café que vive en una zona productiva de Nicaragua. Vive con su esposa y sus 4 hijos, todos estudiando en la escuela de su comunidad. Este hombre alegre y motivador tiene más de 20 años de trabajar produciendo café, el cual maneja ahora bajo el proceso de certificación de Comercio Justo.

Para este ciclo, él está requiriendo un crédito para la compra de insumos que demanda su plantación de café para un adecuado mantenimiento. Con esta inversión, está seguro obtendrá una buena cosecha y con ello mejores ingreso para su familia.

Su sueño es heredar a sus hijos un futuro prometedor, y está seguro que el café es un rubro que tiene gran potencial para alcanzar su sueño.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $3,700 helped Donald to buy supplies for application to his coffee crops.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 5, 2014
May 23, 2014
Currency Exchange Loss:
Jun 22, 2014