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The client, who is 19 years old, lives in her own house with her two brothers and their mother. She has been dedicated to selling clothing and shoes as of one year ago. She sells as a street vendor through the different markets that are found close to her place of residence. She has a large clientele because she sells at a fair price and her product is very good quality.

The client is requesting a loan to be able to purchase more bulk merchandise and to continue with her business, which is her only source of work. This way she is able to continue helping around with the house with the costs that they are presented, and to have a better quality of life.
View original language description ↓
La clienta de 19 años de edad vive en casa propia con sus dos hermanos y su madre, ella se dedica a la venta de ropa y zapatos desde hace 1 año, comercializa de forma ambulante por los diferentes mercados que se encuentran cerca de su lugar de residencia, posee mucha clientela por que vende a buen precio y sus productos son de muy buena calidad, la clienta solicita un préstamo para poder comprar más mercadería por mayor y seguir con su negocio que es su única fuente de trabajo y así poder seguir ayudando en su casa en los gastos que se les presentan y tener una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped this borrower to purchase more bulk merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 30, 2014
May 23, 2014
Currency Exchange Loss:
Apr 17, 2015