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Javier Rene
Javier was born in the Chuquisaca region and has lived in the city of Cochabamba for the last eight years. He is the eldest of five brothers. Javier tells us that his mother was always dedicated to housework and taking care of her children and that his father has his own interior decorating shop where he works and labors to always do the best. On the other hand, he is a teaching assistant in various subjects at the economics faculty of the State University.

Currently, Javier needs to complete a Marketing Management course since he believes that he will be able to expand his knowledge in this way which will help him to grow and strengthen the family business. For this reason, he is requesting an education loan since he does not have sufficient income for this specialty.

Additionally, Javier tells us he has many dreams which he wants to make a reality such as having his own marketing consultancy and continuing giving classes, becoming a full professor as well as consolidating his father's business.

Javier is thankful in advance to the people who help others through their economic resources and generate new opportunities to grow like what he is receiving now.
View original language description ↓
Javier nació en el departamento de Chuquisaca y vive desde hace ocho años en la ciudad de Cochabamba. Es el mayor de cinco hermanos. Javier nos comenta que su mamá siempre se dedicó a los labores del hogar y al cuidado de sus hijos y que su papá tiene su propia tienda de decoración de interiores donde él trabaja y se esfuerza mucho por hacer siempre lo mejor. Por otro lado, es ayudante de docencia en varias materias de la facultad de economía de la Universidad Estatal.
Actualmente Javier quiere realizar una maestría en Marketing Management ya que considera que de esta forma podrá ampliar sus conocimientos, mismos que le ayudaran a hacer crecer y fortalecer el negocio de su familia, por este motivo, solicita un crédito educativo ya que no tiene los ingresos suficientes para realizar esta especialidad.
Además Javier nos cuenta que tiene muchos sueños, mismos que quiere hacerlos realidad como el de tener su propia consultora de marketing y como el de continuar dando clases, convirtiéndose en docente titular, así como consolidar la empresa de su padre.
Javier de antemano agradece a las personas que a través de sus recursos económicos ayudan a otros y generan nuevas oportunidades de crecimiento, así como a él se le están otorgando ahora.

Additional Information

More information about this loan

This loan is part of EDUCA-PRO's effort to help Bolivian students afford to enroll in technical, undergraduate and post-graduate programs. The goal is to bridge the gap between Bolivia's education system and job market by equipping more bright young people with the degrees they need to secure good jobs. This loan is designed specifically for students with a low interest rate and a longer repayment period.

About your loan through Kiva Field Partner FUNDA-PRO

Kiva field partner FUNDA-PRO is a nonprofit organization considered to be one of Bolivia’s leading financial institutions focused on developing Bolivia’s rural business sector. Among the many programs that FUNDA-PRO manages, one of the most prominent is EDUCA-PRO.

Like Kiva, EDUCA-PRO is committed to creating opportunity for talented young people through innovative financial products and services. These products will enable the youth population in Bolivia to have access to better education and higher paying jobs to improve their families’ quality of life. Though its partnership with Kiva, EDUCA-PRO will be able to expand its outreach in remote and rural areas, supporting students in their pursuit of degrees and jobs to help their families.


About Bolivia

  • $5,500
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Javier Rene to pay for a Marketing Management course.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 8, 2014
May 23, 2014
Currency Exchange Loss:
Nov 19, 2015