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Reynaldo Evaristo
Reynaldo Z. is a gentleman who for more than 15 years has made a living making cheese in the Nagarote area of León. His business allows him to take care of his household as well as provide for his young children's education. It's for this reason he has decided to improve his business so he can produce larger quantities of cheese to sell out of his home. With this goal he has turned to Kiva partner Ceprodel to request a loan that will allow him to purchase raw materials and ingredients, like milk, to process and make cheese to sell.
View original language description ↓

Reynaldo Z. es un caballero que desde hace mas de 15 años se dedica a la actividad económica de fabricación de queso en el municipio de Nagarote de la ciudad de León.

Este negocio le ha permitido mantener su hogar y además brindarle los estudios a sus pequeños hijos. Por esta razón es que ha decidido mejorar su negocio dando lugar a la producción de mayores cantidades de queso para su respectiva venta en su hogar de habitación.

El motivo por el cual ha llegado a Ceprodel es para solicitar un crédito que le permita la compra de la materia prima como lo es la leche para procesarla y elaborar el queso para su venta.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 48
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Reynaldo Evaristo purchase raw materials and ingredients to make cheese.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 14, 2008
Oct 31, 2008
Currency Exchange Loss:
Feb 15, 2010