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Thôn 7 -Hoằng Hải Group
In this Group: Sâm, Nhâm , Sỹ, Quí, Thu , Thao, Phượng
Sâm works in agriculture farming pigs. She is applying for a loan to improve her business.

Sâm is 42 years old and she is married with three children.

Sâm is the group leader of the Thôn 7 -Hoằng Hải solidarity group, which consists of seven members.

Sâm lives with three dependents in Hoang Hoa district, a rural town in Thanh Hoa province.

This is Sâm's first loan with Thanh Hoa Fund of Poor Women.

Sâm has been involved in this business for more than 10 years.

One of the most critical business difficulties that concerns her is the lack of capital.

In the future, Sâm hopes to remodel her house, to make enough money to provide for her kids, and for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 66
    View loans »
    Vietnam Loans Fundraising
  • $17,224,975
    Funds lent in using Kiva
  • 21,080.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thôn 7 -Hoằng Hải Group's $2,500 loan helped a member to purchase more food for pigs to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 20, 2014
Currency Exchange Loss:
May 17, 2015