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Los Tres Lirios Group
In this Group: Alfonso Boanerge, Edgar Antonio, Alvaro Francisco
This group has three hard-working members; it is run by 47-year-old Edgar, who is married and makes a living selling bread. Edgar needs this loan in order
to buy sweet and savoury breads, snacks, pastries and breads filled with fudge. Edgar has used previous loans to keep his business going and support his family.

The other members of the group are: Álvaro, 32 years old, who owns a motorcycle, the most popular mode of transport in his community; and 63 year old Alfonso, who makes a living selling CDs.
View original language description ↓
El grupo solidario está integrado por tres socios laboriosos y coordinado por el señor Edgar de 47 años de edad y casado, se dedica a la comercialización de pan y el crédito lo solicita para la compra de pan simple, pan dulce, empanadas, picos, pan de manjar, etc., por medio de los créditos anteriores ha logrado mantener el negocio y así darle el pan de cada día a su familia. Los otros socios son el señor Álvaro de 32 años propietario de una caponera, siendo éste el transporte más utilizado en su comunidad y el señor Alfonso de 63 años dedicado a la venta de CD`s en su comunidad.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tres Lirios Group's $2,025 loan helped a member to buy sweet and savoury breads, snacks, pastries and breads filled with fudge.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 22, 2014
Currency Exchange Loss:
Dec 17, 2014