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Erma is a hardworking mother from Sindangan. She is 44 years old and has a sari-sari store in their barangay. Her children help her tend the business. She signed up for membership with PMPC a few years ago and has enjoyed the benefits of being a member in good standing. In need of financial assistance, Erma reached out for a loan to pay for tuition fees for early enrollment. Come June, her eldest child is entering college. Erma smiles at the thought of sending all of her children to finish their studies.

Additional Information

More information about this loan

This loan is part of  PMPC's effort to provide affordable capital to students who desire access to higher education. Students are often unable to secure loans from other institutions because without a stable source of income, they are considered risky borrowers. This loan will cover tuition fees and other education related expenses for post-graduate, undergraduate, and vocational programs. By funding this loan, you are giving students access to higher education, under flexible terms that will fit their needs.

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 372
    View loans »
    Philippines Loans Fundraising
  • $66,137,075
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Erma to pay for tuition fees.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 10, 2014
May 12, 2014
Currency Exchange Loss:
Mar 19, 2015