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Candida Octaviana
Mrs. Candida Octaviana works as a teacher in the municipality's elementary school where she's been giving classes for 15 years to children between 10-14. Monday to Friday her schedule starts at 1:00pm and her work ends at 5:20pm in the afternoon. As a single mother she has been able to properly care for her two children and has provided them with a good education.
Mrs. Candida Octaviana is requesting this loan in order to improve her home and in this manner provide her family with a better quality of life and prepare them for the incoming winter season.
View original language description ↓
La sra. Candida Octaviana labora como profesora de una escuela de primaria del municipio donde imparte clases desde hace 15 años a niños de entre 10-14 años de lunes a viernes en horario de 1:00 pm y finaliza sus labores a las 5:20 pm de la tarde, como madre soltera a sabido sacar adelante a sus dos hijos los cuales les a brindado una buena educacion.

La Sra. Candida Octaviana solicita este credito para mejorar su casa de habitacion y asi brindarle a su familia una mejor calidad de vida, y asi prepararce para la entrada de la temporada de invierno.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Candida Octaviana purchase sand, cement, zinc and Iron.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 5, 2014
May 20, 2014
Currency Exchange Loss:
Feb 3, 2016