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Naseem Abdul Aziz's Group
In this Group: Naseem, Asghari, Riaz
Naseem baji is the wife of A. A. and lives in an area named Riwind, Pakistan. She owns a two-room brick house and has been living in it for the last 16 years. She is the mother of four sons. Her eldest son works in a factory. Her second son is in 10th standard [grade]. The others are free and don't do anything. Naseem baji's husband sells animal food in the market. Naseem baji herself has an ice-selling business. She has been in this business for the last 5 years. Because she could not make the expected profit from her ice-selling business, she plans to start a grocery shop, for which she requires a loan.

Naseem baji is joined in her loan group by a few more members. Asghari baji wants a loan to buy more fruits to resell. Riaz baji wants a loan to buy more wood to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 82.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem Abdul Aziz's Group's $675 loan helped a member to buy groceries for her grocery shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2008
Oct 22, 2008
Currency Exchange Loss:
Mar 11, 2010