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03 Y Bích - Hải Lộc Group
In this Group: Luân, Dị, Nhung, Thoan, Tuân
Mrs. Luân operates a food stall/restaurant selling fish. She is requesting a loan to purchase fish to resell.

Luân is 42 years old and married with three children. She is the group leader of the 03 Y Bích - Hải Lộc solidarity group, which consists of five members.

In 2012, Luân joined Thanh Hoa Fund for Poor Women to improve her business. Luân has successfully repaid one loan from Thanh Hoa Fund for Poor Women. She has been involved in this business for more than 10 years. The main hardship that Luân faces in her business is the lack of capital.

In the future, Luân hopes for her children to do well in school, for her children to find a good job, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 60
    View loans »
    Vietnam Loans Fundraising
  • $17,281,325
    Funds lent in using Kiva
  • 21,074.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 03 Y Bích - Hải Lộc Group's $1,725 loan helped a member to purchase fish to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 14, 2014
May 11, 2014
Currency Exchange Loss:
May 17, 2015