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Yuris Massiel
Yuris is a young woman who is enthusiastic about improving her standard of living. She is single and devoted to serving others. Yuris works at a health center in the town where she lives. She has been at her job as a nursing assistant for five years.

At the moment, Yuris needs to make improvements to her home. For this reason, she visited CEPRODEL about requesting a loan. She will use the funds to buy zinc, crossbeams, blocks, cement, sand, gravel, and iron. In addition, she will pay for labor in order to build a room so that she can have better conditions.
View original language description ↓
Yuris es una joven con entusiasmo de mejorar el nivel de vida, soltera, con vocación de servicio hacia a los demás, trabaja en un centro de salud del municipio donde vive con 5 años de laborar, desempeñándose como auxiliar de enfermería, actualmente necesita mejorar la vivienda, por eso visito a ceprodel para solicitar financiamiento el que utilizara en la Compra de zinc, perlin, bloques, cemento, arena, piedrín, hierro y mano de obra, para la construcción de un cuarto y tener mejores condiciones

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Yuris Massiel to buy construction materials and pay for labor in order to build a room.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 9, 2014
May 19, 2014
Currency Exchange Loss:
Mar 17, 2015