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Reina Victoria
Reina is 56 years of age and lives in her own house with her husband and her son, who is already grown. Reina is a well-known woman in her community. Thanks to her integrity, many people give her good references. Reina and her husband are farmers who have cultivated corn, beans, and pumpkins for a long time.

Reina is requesting this loan through FUSIA in order to repair the roof of her home and to construct walls to close in her kitchen, which stands at present in the open air. With the amount solicited, she will purchase galvanized laminated sheets, bricks, cement and sand.
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Reina tiene 56 años de edad y habita en casa propia junto a su esposo y su hijo quien ya es mayor de edad. Reina es una mujer muy conocida en su comunidad dado que gracias a su integridad muchas personas dan buenas referencias. Reina y su esposo se dedican a la agricultura, cultivan maíz, frijol y ayotes desde hace mucho tiempo. Reina solicita este crédito a FUSIA dado que desea reparar el techo de la vivienda y construir paredes para cerrar la cocina la cual tiene al aire libre. Con el monto solicitado comprará lámina galvanizada, ladrillo, cemento y arena.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 582
    View loans »
    El Salvador Loans Fundraising
  • $31,734,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Reina Victoria to buy: galvanized iron sheets, bricks, cement, and sand to repair the roof of her home and to construct walls to enclose her kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 14, 2014
May 19, 2014
Currency Exchange Loss:
Nov 17, 2015