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Lusya lives in the village Zovaber in Gegharkunik region. Now she lives alone since her husband is in the Russian Federation where he does different construction work. Lusya used to work as a cook at the kindergarten but for 16 years already, farming and agriculture are the only occupation that she is engaged in. She does everything alone but with great pleasure and care.

In her farm she has two cows, a calf, eight sheep, five lambs and 25 chickens. On her plot of land she cultivates mainly potatoes and greens. From her farm she sells milk, eggs and meat. She likes her occupation very much and she wants to make her farm bigger and more substantial with additional farm animals.

She is asking for this loan in order to buy a cow and also some animal fodder for her farm cattle. She has a lot of plans and she greatly needs this support.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • 413.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Lusya to buy a cow and fodder for her farm cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 11, 2014
Currency Exchange Loss:
Apr 18, 2015