Erica 's house was destroyed by super typhoon Haiyan, which swept through the Philippines last November 8, 2013. She has restarted her business and is committed to regaining what she lost. Erica is taking out a PHP 9,595 housing loan through NWTF in order to purchase building materials and to pay for construction labor. This will be used to build a house for her family.
Erica has been with NWTF since 2013 in her pursuit to rise out of poverty. With your help, she will be able to start once more in a new home. In the future, Erica would like to save enough money so she can afford to send her children to college.
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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This loan has been fully funded!