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David is a 33-year-old married man with three children. He works as a seasonal worker to earn a living. He has been doing this for five years. David has requested a loan to pay for an air ticket, clothing, a visa, an x-ray and pocket money. He joined SPBD in 2014. With his earnings, he hopes to improve his family's living standard and support his children's education.

Additional Information

More information about this loan

This loan product is part of SBPD’s effort to allow Samoan workers to cover travel expenses to seek out seasonal employment opportunities in New Zealand and Australia during the harvesting and plantation seasons. For many Samoan workers, this represents a great opportunity for employment and to increase their income. Access to capital is limited as financial institutions often require collateral, which Samoan seasonal workers can not provide. SPBD has structured these workers into groups with members cross guaranteeing each other. By funding this loan you are giving an individual a chance to earn much-needed income.

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 35
    View loans »
    Samoa Loans Fundraising
  • $8,168,975
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped David to pay for an air ticket, clothing, a visa, an x-ray and pocket money.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 9, 2014
May 14, 2014
Currency Exchange Loss:
Sep 22, 2014