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Ana Patricia
Ana Patricia is 31 years of age and single. She works at the San Antonio Supermarket as the personnel manager on a 12-hour shift. She has 2 children, a 12-year-old girl and a 6-year-old boy, who are both in elementary school. She receives help from her children’s father. She has used her previous loans to repair her mother’s house because she and her children live there. She was able to build her bedroom and install tile flooring with her previous loan. She will use this loan in order to finish building a small wall in front of her house so that she can conclude her home improvements.
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Ana Patricia, soltera, de 31años de edad, trabaja en el Súper San Antonio, como jefa de personal, con un horario de 12 horas, tiene 2 hijos, una mujer de 12 años y un varón de 6 años ambos estudian la primaria, recibe ayuda del padre de los niños. Sus créditos los ha utilizado para mejorar la vivienda de su mamá ya que ella y sus hijos habitan ahí, con el crédito anterior construyó su dormitorio con buenas condiciones, con piso de ceramica, este crédito lo utilizará para terminar un pequeño muro que está construyendo al frente de la casa, para concluir con el mejoramiento de la vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $25,733,350
    Funds lent in using Kiva
  • 19.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ana Patricia finish building front wall.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 3, 2008
Oct 20, 2008
Currency Exchange Loss:
Dec 15, 2009