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Growing up on the East Coast, Terry generally had a good upbringing, although tough at times, due to hardships involved with the passing of both of his parents. He currently resides in Los Angeles, CA, where he has plans to open his business and eventually expand on an international basis.

Terry's entrepreneurial spirit was shaped by his first job after graduate school. This particular job required him to sell investment products to individuals and small businesses through his own resources. With the skills he gained, Terry has over 13 years of expertise as a financial advisor, obtaining his Certified Financial Planner designation in 2009. Terry is also a licensed Series 7 and 66 CFP, currently working for Kelly Services.

The Kiva loan will help Terry start his financial consulting business, Minority Capital Advisors, helping clients map out their financial plan based on their unique circumstances. With his new company, Terry will also be providing educational workshops for groups seeking advice on investments and personal finances.

Additional Information

More information about this loan

This loan is part of the Kiva City Los Angeles initiative in partnership with the Los Angeles Mayor's Office of Small Business and VEDC (Valley Economic Development Center). Kiva City Los Angeles is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.  

Important Information

Valley Economic Development Center (VEDC) is a non-profit community development financial institution and the largest provider of loans for small businesses and micro-entrepreneurs in the Greater Los Angeles area. In addition to loans, it offers extensive training opportunities, workshops, consulting and small business support services.


About United States

  • $54,800
    Average annual income
  • 13
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $5,000 helped Terry to purchase equipment and potentially hire an employee to assist with his services.
46% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
May 6, 2014
May 9, 2014
Currency Exchange Loss: