German and his brothers are master woodcarvers, creating relief panels that reflect their deep Christian faith. They hope to stock up on wood, lacquers and other materials for their carvings.
German has been selling through NOVICA since 2003. This is his story:
"My brothers and I were taught the secrets of woodcarving by Salesian priests of the Mato Grosso congregation. We work principally in cedar and mahogany wood, painted with oils. Every piece is an opportunity to express our profound relationship with the Catholic faith. We also choose themes based on Andean culture."
"I want to thank all of you who help us develop this beautiful art. Each piece is created with a message of love. With this microcredit, we'll be able to keep all our designs in stock.
Use the link below to view German's wood relief panels on the NOVICA site:
Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.
Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.
Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.